Decision Making For High School Seniors - 960 Words

One of the toughest decisions that is to be made for high school seniors is where to go to college. From the cost of college, to the majors offered, to the size and feel of the dorms, there are many elements that high school students factor into finding the perfect college for them. However, this type of decision making does not apply solely to college. As humans, a broad variety of decisions must be made every single day. Naturally, humans have certain ways to solve their own decisions. But what are the decisions based off of? What determines the outcome that is ultimately chosen and why? In 1979, psychologists Daniel Kahneman and Amos Tversky analyzed the natural phenomenon of decision making and created an original model based upon it. This model called â€Å"Prospect Theory† replaced its predecessor, â€Å"The Expected Utility Theory,† which was known for its optimal decision-making. This new model primarily focuses on helping to make decisions modeled by real-life choices. It describes the way people make decisions based on the potential value of losses and gains, rather than the final outcome. Simply put, it states that people make decisions using certain heuristics. Kahneman and Tversky based their theory upon four principles they found to occur naturally in humans: certainty, loss aversion, relative positioning, and small probabilities. In layman’s terms, a person is more likely to make a decision based on how reliable a certain option is (in relation to the other choices)Show MoreRelatedShould Seniors be Allowed to Skip School? Essay757 Wo rds   |  4 Pagesfrom high school is a rite of passage that signals passing from adolescence into the adult world. Life does not end after high school, but signals the beginning of many years as a contributing member of society. Many times, as part of this celebration, seniors have a tendency to skip classes and school days. School administrators frequently recommend that school boards adopt strict attendance policies for high school seniors. These policies limit their absences in the last month of school inRead MoreCritical Thinking Application Paper985 Words   |  4 Pagesweak-sense critical thinkers fail to be open-minded about any other viewpoint besides their own, they lack fair-mindedness. On the other hand, strong critical thinkers always strive to be fair-minded. They think through decisions and listen to both sides of an argument before making any rash judgments. Their thoughts are ethical and open-minded to other viewpoints, and they will change position on a topic if there is just reason. â€Å"To think critically in the strong sense requires that we develop fair-mindednessRead MoreI m Spent The Best $ 400 Of My Life Essay1181 Words   |  5 Pagesof 2016, I, as just a high school student, became a college student, with just the click of a button. Pressing that small button online to accept my offer to attend Purdue lifted the burden that was pressing down on me. In life there are big decisions and small decisions. Choosing what shoes to wear, whether to take the bus or just walk, and what to get to eat are small choices; they matter in the present, but usually have no long-lasting impacts on one’s life. Big decisions have a lasting impactRead MoreBecoming An Army National Guard Recruiter Essay1742 Words   |  7 Pages I will explain the demographics of Hall County Georgia, administering a schools program, and a plan for a yearly sustainment program. I will be picking one school to focus on but also provide a plan to maintain my other schools. We recruit all year so I will provide a yearly plan broken down by quarter with whom and how I plan to get quality leads for future enlistments. I believe developing good relationships with schools and having a fluid plan on area canvassing to develop COI’s and VIP’s willRead MoreShould College For College?929 Words   |  4 PagesShould You Wait To Go To College? For the graduating high school senior each year there can be tough choices made about when and where to start college. Some have to decide if continuing their education even makes financial sense. There are many obstacles that a graduating senior must consider when making these decisions. Probably, the most difficult decision is where the funding for the continuing education will be coming from. For some, it does not make financial sense to even continue onRead MoreShould College Be A High School?853 Words   |  4 PagesCommunity or to State? One of the most daunting decision a high school senior must make, besides deciding on what to wear to their senior prom and how to leave their mark in school, is to make their final decision on what college they want to go. Some have already had their decision made the moment they received their admission letter, while others spend most of their day on weighing the pros and cons of each college before making that final decision. I, however, was the student that caught inRead MoreThe Road Not Taken By Robert Frost973 Words   |  4 Pagesnarrator traveled the road less taken, making all the difference in the end. Life is about decisions; some may be challenging, others simple, and sometimes life changing. My challenging decision took me down a rocky path my senior year deciding a career. There are numerous careers and colleges to choose from; however, a student can only choose one. Unlike the majority of my classmates, my career ideas switched, what seemed like, every month. The beginning of my senior year I had a full ride scholarshipRead MoreThe Decision Making Of A Medical Curriculum841 Words   |  4 Pagesthey would have a high failure rate of students. So, there could be many barriers that may be preventing this stakeholder from making a good decision. According to Cole (2008), several factors can affect the way a person makes a decision. These barriers are attitudes and beliefs, expectations, lack of understanding cultural differences, and institutional practices that prevent a stakeholder in making a poor decision about a student education (p. 20). As in any good decision-making process, I wouldRead MoreCreating A Better Communication Within Parents, Students And Teachers1639 Words   |  7 PagesEveryone looks forward to being in high school. Fours years you can be wild, careless, and adventuring into adult hood. The years you have class with the same people, know everyones name within the school, and not sure what your future is going to hol d. Over the years there have been a decreasing amount of high school students. But there has been a increase in High school dropouts. Comparing the freshman class to the senior class at any school you will notice a dramatic decrease in students. DueRead MoreAvailability Of Counselling Services In Nigeria Case Study1267 Words   |  6 PagesAvailability of Counselling Services Counselling services in schools have been found to be lacking (Adejimola Tayo-Olajubu, 2009). This subsequently affects students’ access to information and counselling as to what to do when they have been sexually harassed. Okeke and Okorie (2006) reported from a study in South-East Nigeria that there was a lack of counselling centres in schools. This, they noted, had affected the decision-making of students and resulted in maladjusted behaviours. One-on-one

Animal Testing is the Best Way to Test Products Essay...

1. Introduction Thesis Statement: If animal testing were prohibited, then in what way would the effectiveness of a product be verified? A quote by Amanullah Ashraf states that, in order to gain something, we have to lose something . According to this, I will be discussing animal testing. Audience: everybody who thinks animal testing should be prohibited. Purpose: convincing people that animal testing is the best way to test products and its not â€Å"cruel† and â€Å"inhuman† as people say. 2. Body paragraphs Topic Sentence: Sheltering the safety of people, animals and the environment. The pollution, the change in weather, and the new inventions, technologies, that we face in our daily life allows bacteria and infections to get into our†¦show more content†¦Swine flu is just one example from hundreds of other virus that where cured thank to animal experiments, such as HIV/AIDS we still don’t have the cure for it, but it became a persisting disease due to studies that have to do with animal models. They are still working on it to find a drug that have less negative outcomes, whereas wanting to find a inoculations that make HIV/AIDS avoidable, and many other disease, diabetes, heart diseases, birth defects, epilepsy and soon on all became less dangerous whereas credits goes to animal testing. All kind of chemicals essentially must be examined so that the result it has on folks or mammals that uses it is understandable. Those elements that we use daily from medicine products to housework products can accumulate in the environment such as they can get in contact with the ground, air, and water that surrounds us. The way those products interact in the environment must be examined carefully. Topic Sentence: Alternative methods that are used to test products. Animal testing is used due to the absence of other solutions or methods. Some of the alternative methods that are used and most know are those three methods: micro dosing, computer modeling, and vitro testing. It’s true that those alternative methods decrease the number of animals being used for animal testing but they cannotShow MoreRelatedReasons Why Testing Products On Animals1119 Words   |  5 Pages2015 Reasons Why Testing Products on Animals is Wrong Don’t we all have rights? Believe it or not animals have rights, just like humans. It is inhumane to tamper with the lives of animals. Animals have no idea what’s going on when experimentation is happening. We should nurture and care for the animals, not pick and poke, and inject substances into them. It’s not right. No one should want to harm a poor helpless bunny, just see if the mascara is perfect enough for the human eyes. Animal experimentationRead MoreReasons Why Testing Products On Animals1614 Words   |  7 PagesReasons Why Testing Products on Animals is Wrong Don’t we all have rights? Believe it or not animals have rights, just like humans. It is inhumane to tamper with the lives of animals. Animals have no idea what’s going on when experimentation is happening. We should nurture and care for the animals, not pick and poke, and inject substances into them. It is not right. No one should want to harm a poor helpless bunny, just see if the mascara is perfect enough for the human eyes. Animal experimentationRead MoreAnimal Testing Should Be Banned1326 Words   |  6 Pagesbelieve animal testing is necessary to ensure medicines and cosmetic products are safe, alternative methods of testing, such as in vitro tests and EpiDerm, are available and should be implemented. Animal testing is the use of animals in research to determine the safety of a product. Animal testing is an outdated science while alternative, non-animal methods are rapidly becoming more effective. Laws in the United States do not require cosmetics or medicinal drugs to be tested on animals, only thatRead MoreAnimal Testing Should Not Be Banned1547 Words   |  7 PagesThe Humane Society estimates thousands of animal deaths a year in the United States alone that are caused by cosmetic animal testing. Animals typically used in this specific type of testing are guinea pigs, rats, mice, and rabbits. Today, we have technology that can replace jobs yet, we still use primitive procedures that no longer cater the best to our current society. Cosmetic animal testing is not only harmful but it is also ineffective Animal testing is unethical and unnecessary, cruel and shouldRead MoreThe Importance Of Animal Testing1240 Words   |  5 Pages Animal testing has long played a part in the science of testing, and it still plays a very important role in the medical world. Testing on animals in order to create a cure for AIDS is one thing, but testing on animals for human vanity is another. Animal testing is used to test the safety of a product. It has kept some very unsafe substances out of the cosmetic world. However, in this day in age, animal testing is not the only way to test the safety of a product. Animal testing in cosmetics hasRead MoreEssay on The Unlucky Animals Used for Testing1322 Words   |  6 Pagesnot all animals are as lucky as many household pets. Millions of animals are killed, poisoned, and abused from animal testing each year in the Unites States. Just last year the European Union banned the sale of any cosmetic ingredients that have been tested on animals. Also joining the fight against animal testing in cosmetics is Israel and India. These countries have banned all testing on animals for cosmetic purposes. China, not far behind, has just approved their first non-animal test for cosmeticsRead MoreAnimal Testing in Cosmetics Essay1033 Words   |  5 Pagesthe public is not knowledgeable of the fact that the products that they use everyday are put through a series of tests which involve the use of harmless animals. Several large commercial companies do not make products for animals; they decide that using these harmless creatures for the testing of their products, could be cause to be harmful to animals still go forward with these types of procedures on an everyday basis. Although these animals are unable to defend themselves or signs of any form ofRead MoreAlternatives To Animal Testing1696 Words   |  7 PagesINTRODUCTION When picking out your mascara or eyeliner, do you even stop to think what is in that product or what the process is to make it? You could be supporting animal testing and not even know it. According to PETA, it is estimated that each year 26 million animals in the United States are used for animal testing(2017). As many may believe that animal testing is the only way to find out new things or test products, it is not, there are new alternatives that scientists have found like in vitro methodsRead MoreThe Effects Of Animal Testing Essay1432 Words   |  6 PagesThe Effects of Animal Testing Animal testing is by far, inhumane and downright unacceptable. Although, there are various types of organizations that are pro-animal care, such as, Animal Welfare information center, U.S. Department of Health and Human Services, Office of Laboratory Animal Welfare and, People for the Ethical Treatment of Animals or, PETA, all in which do their best to keep animal testing as humane as possible, there are alternatives for finding cures or testing the safety of certainRead MoreEssay about Humane Treatment of Animals1419 Words   |  6 PagesTreatment of Animals Animal testing is a necessity in todays society. This topic receives a lot of attention worldwide. There are many people who feel that risking an animals well being is cruel and inhumane. They may be right; however, Im taking a utilitarian approach on this topic and saying that the greater good for majority of people wins. At this day in age we cannot simply stop testing animals until another way is discovered. The application of animals to test a large number of products from household

Digital Communication Platform Digital Communication Plan

Question: Describe about the Digital Communication Platform for Digital Communication Plan. Answer: Introduction Digital communication plan is considered to be one of the most important aspect for an organization to expand its business and market share. If the effectiveness of the specific digital communication plan is on the higher side, then it will attract more amounts of customers and at the same time increase the business as well (Chandramouli et al. 2016). For this particular reason, many global firms around the world have emphasized upon establishing a suitable digital communication plan. In this particular study, digital communication plan of TCS (TATA Consultancy Services) have been designed along with vital details. Structure of the Plan Figure 1: Proposed Digital Communication Plan for TCS, (Source: Author) Many organizations have already exploited the social media websites blogs ad websites available for their digital communication. However, in order to achieve an edge over the existing trend, TCS can use the Youtube as an effective digital communication tool (Coln et al. 2016). In case of Youtube channel, important aspect of microsite such as brand story, product information and memberships can be discussed. In case of the second phase, interactive banner regarding the organization and different sorts of gaming and partnership can be implemented by TCS for effective digital communication. This aspect is considered to be important from the TCSs point of view as it will provide the company to have direct access with it consumers and target population. Another fact, which should be mentioned with respect to the current context, is that, the competitiveness also plays an important role in terms of digital communication platforms. As a result, it maintains the aspect of competitiveness, cu stomer comments, consumer feedbacks, viewers point of view should be thoroughly evaluated by the company as well (Davison and Ou, 2016). Introduction In order to achieve success regarding an digital communication, it is important to evaluate the platform and statues of the company and its credibility with the proposed digital communication plan. In terms of marketing, digital communication tool is considered to be one of important aspect to capture a significant amount of market share. It also helps in terms of consumer awareness as well (Sazzad et al. 20160. About the Organization The selected organization is TCS or Tata Consultancy Services. It is considered to be largest IT (Information and Technology) company in Asia. Its headquarters is situated in Mumbai, India. The profit margin of the company is considered to be highest among the global companies belonging from Asian region. In recent times, the TCS has expanded its business in the worldwide specter and currently considered as the largest Indian MNC company in the world (Off, 2016). Digital Communication Platforms There are several digital platforms which can be exploited by TCS. Youtube channel and Youtube broadcasts is considered to one of the most innovative communication tool of recent times as it will allow the target consumers and general people to subscribe to it. As a result, the people regarding the latest development within the country will receive automatic notification. Apart from this, digital banner, gaming partnership with other digital platforms such as facebook, whats app, twitter, EA sports etc can be carried out by the organization as well (Fontes and Eisencraft, 2016). Purpose/Aim of the Digital Communication Platforms Organization The primary aim for the digital communication platforms is to expand the reach to the target consumers and at the same time aware the general people about the recent developments within the company in order to maintain the competitiveness in the global business prospect. This will help TCS to make aware people regarding the expanding business, technological development and expand of their business. As a result, from the neutral point of view it can be stated that it will ultimately increase the status of the company, which will lead to growth in terms of business as well (Off, 2012). Influence of DCP in the organization There are several organization which have been benefitted from the digital communication platform. One of the most interesting advantage of DCP is that it allows and interactive aspect between the customers, target consumers and company (Lee and Messerschmitt, 2012). As a result, the company can make people aware about the recent business developments, services, innovation in the company and at the same time, people can communicate directly towards the company regarding their question and query. As a result, it not only works as a marketing tool, but at the same time it can also work as a sound communication tool as well. I recent times, it has been observed that majority of the company across the globe are using the digital communication tool for the advertisement and marketing purposes as well (Keenan et al. 2016). The most fascinating fact about this is that these sorts of approaches are bringing success to those companies, which is providing them an extra edge. From this aspect, it can be said that digital communication tool is essential for TCS as well. Target Audience The target audience for the study would be the marketing entrepreneurs who regularly deal with various forms of business communication platform. However, supporting to this, Computer Engineers would also be addressed as the target audience in order to improvise their channeling regarding business communication system and thereby develop a more lucrative and acceptable platform for the entrepreneurs. Key Tools and Platforms The key tools and platforms which would be analyzed would include the database system of TCS, that is subjected to Customer Relationship Management and its subsidiary record which focuses on the number of positive responses from the management against the complains dodged by the clients. Approaches to be encountered The development of Business Communication Platform would be implemented in seven successive steps. These are as follows: a) Building a Content Strategy Content would play the primary role in this portfolio. Although the conventional phrase states that build in and they will come, it can be stated that this rule would not be applicable for this segment. Developing attractive prospects, such as a super cute kitten playing with a certain turtle on the YouTube would help in attracting numerous viewers from all across the world. The content strategy would mainly include an editorial calendar along with a social plan, optimization channels, engagement efforts, measurement of conversions and many more. It would help to ensure that the conetnst, which is provided by TCS, would help to attract million of target audiences. b) Implementation of Search Engine Optimization SEO plays the primary role in developing an effective platform. A good search engine would help to communicate millions of viewers on the social site. Whenever searching on Google or any other search engine, the sites, which are noted at the top of the panel, are mostly visited by the customers, no matter how effective they are. Hence, TCS need to devise their SEO panel and thereby boost its performance in order to enquire effective response from the viewers. c) Using In Bound Marketing and Not Interrupted Marketing Interrupted Marketing are none of the most commonly observed marketing strategy which are casted in the forms of paid ads. These ads are seen on the right hand side of the social networking sites, such as in Facebook. Often it is been sponsored by Google Results and designated by # signs. However, the web users simply tend to ignore these ads and consider them worthless. However, In Bound Marketing would help in gaining effective interests form the customers. These are much better than the Google paid ads. These ads are considered as the first organic results and the formers are easy to be addressable. Hence, it would help TCS to communicate with millions of people at a systematic and logical manner. d) Creating Solid Landing Pages Optimization itself is not strictly found for content. Hence it is important to optimize the WebPages as well. Your Landing Pages needs and effective user friendly and straight point and thereby ensures for the most registration and signups for the events. For example, you need to make sure that your landing page drives the right message home. This is where your unique selling proposition, a video or slideshow of images, the benefits of attending your meeting, client testimonials, and a solid call to action. Thus, it would be of huge help for the organization. e) Focusing on the Website Architecture Digital marketing comes with an effective digital website. Hence designing the website effectively would definitely help in gaining a trending response from the viewers. f) Developing a Social Media Plan TCS might require an effective social media plan in order to post a varying article for the interests of the customers. Hence, promoting for a conference (such as pushing link on Twitter or asking questions in other web panels) would be a interactive zone for the management with the viewers. It can be assumed that nearly 42% of the population seeks for effective CRM policies in order to focus their viewpoints regarding a company. This would be an important and effective strategy for TCS, as it would definitely help in developing their communication panel. g) Analytics to find what is working Based on the online efforts a company cannot seek to plan all its communication strategies. Hence, developing analytics form the feedbacks of the customer sand developing strategies based on those feedbacks would be an effective move for TCS. It would really help the organization to keep the landmark for the future prospects. Changes to be made to the Organization Design, Allocating the Resources to Implement and Maintaining the DCP Staffing Requirements One of the basic change which need to be implemented is the development of the most advanced and effective CRM platform. CRM is considered as the most effective panel for business communication. CRM would help TCS to gain an effective platform in terms of marketing principles. Primarily the customers would invest their positive and negative feedbacks in this CRM panel. The positive feedbacks would help in automatic marketing for TCS among other viewers. On the other hand, the negative feedbacks would act as a gap in the system, which would help their management to focus on the issue more effectively. Internal Guidelines for Staff on the usage of DCP Developing the database would play the most crucial role in this platform. Firstly, an effective and most reliable database needs to be implemented in the system. This would help in devising more information in system. Secondly, the CRM Manager of TCS should segregate the positive and negative feedbacks. The segmented feedbacks are to be transferred to the administration system accordingly. Selection of Topics to be communicated Customer Dissatisfaction due to the Service provided by TCS would be the primary topic, which needs to be communicating to the management at the immediate response. The basic reason for customer dissatisfaction would understand. Every reason associated to the dissatisfaction would be considered as a specific topic for communication. Apart from this, the relevant topics to be focused on include data handling, data security, data redundancy and data protection system. All these parameters should also be taken care of by the management in order to peruse an effective infrastructure. Timings for the Project Research Activities Week 1 Week 2 Week 3 Week 4 Week 5 Week 6 Week 7 Week 8 Week 9 Week 10 Topic Secondary sources Layout Literature review Research Plan Research Techniques Primary data collection Interpretation for Data Collection Findings and analysis Recommendations and Conclusion Formation of Draft Submission Conclusion Thus, it can be concluded that TCS need to be subjected to an effective Business Communication Platform in order to perform an effective networking channel within the international market. This can be achieved with the development of a proper CRM channel in the system. The management need to segment the positive and negative feedbacks accordingly. Hence, it would help to gain a prosperous marketing prospect for the future. References Chandramouli, R., Chen, X., Subbalakshmi, K.P. and Perera, R., The Trustees Of The Stevens Institute Of Technology, 2016.Systems and methods for automatically detecting deception in human communications expressed in digital form. U.S. Patent 9,292,493. Coln, R.G., Jurez, A.G., Huerta, I.Z., Marquina, A.V., Delgado, L.G., Cruz, A.L. and Fuentes, R.G., 2016. An experimental distribution of analog and digital information in a hybrid wireless visible light communication system based on acousto-optic modulation and sinusoidal gratings.Journal of Optics,18(3), p.035701. Davison, R.M. and Ou, C.X., 2016. Digital work in a digitally challenged organization.Information Management. Fontes, R.T. and Eisencraft, M., 2016. A digital bandlimited chaos-based communication system.Communications in Nonlinear Science and Numerical Simulation,37, pp.374-385. Keenan, G.W., Colby, J.A., Strong, M.B., Torgerson, D., Braithwaite, G., Hatch, D., Branch, A., Wright, R., Thayne, S., Wright, E.T. and Stephenson, J., 2016.System and method for providing digital content. U.S. Patent 9,286,861. Lee, E.A. and Messerschmitt, D.G., 2012.Digital communication. Springer Science Business Media. Off, G.S., 2016.System and method for interactive digital content generation. U.S. Patent 9,393,495. Sazzad, S., Scarpa, C. and Schell, E., SIRIUS XM RADIO INC., 2016.NOISE POWER ESTIMATION IN DIGITAL COMMUNICATIONS SYSTEMS WITH FAST FADING CHANNELS. U.S. Patent 20,160,028,423. Shany, Y., Shapira, N., Hencinski, O., Vagner, S., Helfan, A. and Zamir, R., Celeno Communications Ltd., 2016.Backoff adaptation for digital communication systems with channel quality information. U.S. Patent 9,325,458. Shokrollahi, A., Lassen, S. and Karp, R., Digital Fountain, Inc., 2016.Systems and processes for decoding chain reaction codes through inactivation. U.S. Patent 9,240,810. Terry, S.E., Dick, S.G., Miller, J.M., Zeira, E.M. and Zeira, A., Intel Corporation, 2016.Dynamic channel quality measurement procedure implemented in a wireless digital communication system to prioritize the forwarding of downlink data. U.S. Patent 9,253,789. Viterbi, A.J. and Omura, J.K., 2013.Principles of digital communication and coding. Courier Corporation. Ward, J. and Peppard, J., 2016.The Strategic Management of Information Systems: Building a Digital Strategy. John Wiley Sons. Wilamowski, B.M. and Irwin, J.D. eds., 2016.Industrial communication systems. CRC Press. Wilden, A., 2013.System and Structure: Essays in communication and exchange second edition(Vol. 11). Routledge. Zou, G., 2016. Analysis and Realization of Digital Filter in Communication System.

The Credit Card Fraud Cases in the Hospitality Industry

Background Today, technology has made our lives easier and better. Suppose you want to go and grab some snack or shop for some goods at the local store, you don’t have to carry cash with you. There is always a tiny and convenient credit card in your pocket that can buy you anything you want.Advertising We will write a custom case study sample on The Credit Card Fraud Cases in the Hospitality Industry specifically for you for only $16.05 $11/page Learn More And everyday technology is getting more advanced and things are becoming better and easier. And with new technologies being introduced, there is a higher potential of new fraud activities. Today, we will discuss credit card frauds in restaurants. Credit cards were initially a bipartite agreement – between the shopkeeper and the customer. But now the rules have changed and the credit card issuers act as middlemen (Economy Watch, 2010). Everyone, who ever had a credit card, is aware of that feeling of fear when he/she looks in his/her wallet and thinks that he/she has lost his/her credit card. And that fear is reasonable. If one finds/steals your credit card, he can easily buy goods from a local gas station or Wal-Mart. Things get worse if the thief possesses some personal information about the credit card owner. One can easily do online shopping without getting caught. But those are obvious fears. A lot of people don’t realize that the threat of their credit card being stolen is even bigger than they can consider at the first sight. Just imagine yourself sitting in a restaurant. You and your love ones are enjoying the nice and warm environment, eating good food and just having a good time. And once you are done, the waiter brings the check to you. You give him your credit card. He returns with a receipt and you leave the restaurant. You are happy and looks like everything is all right, but you don’t realize that when the waiter took your credit card to charge you, he might have copied all your credit card information and this is when the credit card fraud begins.Advertising Looking for case study on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Most of the waiters are smart enough not to use your credit card. They simply transfer all information to their friends or partners, who utilize the money by doing online purchases etc. This is one of the most popular frauds in the hospitality industry and it happens everywhere including high-end luxury restaurants. Let’s analyze one of the most famous credit card frauds that happened in New York City in 2008-2009. Many waiters were arrested for stealing 3 million dollars in credit card fraud. People who were coming to 40 different restaurants in New York and many other states did not know that their credit card information was stolen when they were paying for their dinner. Waiters in many restaurants recorded customerâ €™s credit card info and were giving it to the third person/organization that paid them for such information. Unauthorized purchases worth more than 3,000,000 dollars were made, according to the prosecutors. Thirteen people were accused of unauthorized purchases on other people’s cards. People, whose credit cards info was stolen, were dining in Manhattan, other parts of NY, Florida, New Hampshire, New Jersey, Connecticut, and many other places. It was proved that leaders of the conspiracy formed an organization that managed people who applied for jobs in restaurants and were hired as waiters. These people were given hand-held â€Å"skimmers† that could read and save information available on the magnetic strips of credit cards. Some of these leaders worked in the same restaurants. They collected the devices afterwards and paid the waiters for stolen info from each card. The fee was $35-$50 per card.Advertising We will write a custom case study sample on The Cre dit Card Fraud Cases in the Hospitality Industry specifically for you for only $16.05 $11/page Learn More This fraudulent activity continued from November 2005 to 2009. The suspects used the stolen information for making fake credit cards and paying with them (CBS News, 2009). There are thousands of credit card frauds happening every year. And this number is rising every day. The government is not capable of defending each individual credit card holder. The government officials start pursuing a case when they see some big money thefts. Most of the thieves are humble enough to keep cash flow low so they wouldn’t be red flagged. I have personally experienced such a fraud. Few months ago I went to a restaurant in Sunny Isles, Florida. All the locals know that the waiters serving in restaurants in this area are immigrants from post Soviet Union country. They came here as exchange students and are willing to work during summer time to make some fast money and leave the country. They don’t care about what happens after they leave. I believe these are some of the reasons why my credit card information was stolen. So in a couple of days, after visiting that restaurant and paying for my meal with a credit card, I noticed some suspicious activity in my credit card account. I saw a few unauthorized purchases in New York and Chicago areas. This is when I made a call to my credit card company. Of course, in couple of weeks they returned my money but I believe nobody was arrested for stealing my information. They didn’t even ask me where I was shopping or eating. Nobody is interested. Credit card fraud statistics, published in a respected industry newsletter, place U.S. payment card fraud losses for 2010 at $3.56 billion, or almost half of the total global fraud losses reported (Merchant Express, 2012).Advertising Looking for case study on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Analysis of the dilemma Credit card scam is categorically one of the major menaces having negative impacts on businesses throughout the world. The hospitality industry is no exception and the managements of such organizations are stepping up their efforts in combating this threat and trying to safeguard their customers from being targets of the credit card fraudsters. If the organizations are not alert and pay less importance to the credit card frauds, their reputation might be at stake besides costing them huge amounts of money (Westpac, n.d., p. 3). Before analyzing the dilemma, let us first understand the meaning of a credit card fraud. When a person utilizes another person’s credit card for his/her personal use and the actual owner of the credit card is not aware of such transactions, it may be accounted as being a credit card fraud. Besides, the person who is utilizing the credit card is not connected to the owner in any manner and has no plans to contact him/her (the ow ner of the credit card). In such instances, the user doesn’t even have any intention of repaying the amount spent (Bhatla, Prabhu Dua, 2003, p. 1). Basically, there are four kinds of credit card frauds namely, bankruptcy fraud, theft or counterfeit fraud, application fraud, and behavioral fraud (Delamaire, Abdou Pointon, 2009, p. 59). During the years, the credit card issuing authorities have taken effective measures to counter the credit card frauds. Simultaneously, the bigger business houses have introduced new means to save their customers’ details from being hacked by the credit card fraudsters. But there are many small business people in the hospitality industry who don’t have any counter methods in place. Data Security Standard (DSS), put into practice by the ‘Security Standards Council’ (SSC) lays stress on the protection of customers’ interests (Protecting the credit privacy of your clients, n.d., p. 2). On the other hand, the credi t card issuing authorities have ensured that all the guidelines laid down by the ‘SSC’ are followed accordingly. But unfortunately, there are many small business owners who are unaware of any such guidelines (The Data Dilemma, para. 1). The owners of businesses alone cannot avert the credit card frauds. It needs a combined effort from the accounts department, the information technology department and the operations department to ensure that there are no credit card frauds in their organization (Trieber, n.d., p. 6). An even bigger concern for the hospitality industry is the use of credit cards by unauthorized guests for adjusting their hotel charges (Goldman, n.d., para. 1). This has proved to be an even bigger problem that is posing a great warning to the hospitality industry. It is estimated that out of the total credit card frauds, those in the hospitality industry account for 55% frauds and among the hospitality industry credit card frauds, 85% happen in small busin ess establishments (Haley Connolly, 2008, para. 3). So it is the smaller organizations that are the most affected and as such, efforts should be made towards educating them. Customers are very important in any kind of business. People in the hospitality industry are in a fix. They don’t know what to do in cases where some of the customers themselves are fraudsters. How can they differentiate between a genuine customer and a fraudster? Well, there are certain measures that, if taken, may avert maximum frauds. Any businessman will be happy when a customer buys a lot of things from his shop. But he should not be carried away by the huge amount of sales. There are chances that such big customers are taking undue advantage of some other’s credit card. Such customers buy huge quantities of supplies and don’t even bargain the prices. Business owners should train their staff to believe their gut feeling and report any such ambiguous person immediately (Nab, n.d., para. 6). Another dilemma for the hospitality industry owners is to believe or not to believe their staff members. There have been instances where billing clerks or other staff members have passed on the credit card information of customers to hackers in return of benefits (Federal Trade Commission, 2012, para. 2). The privacy of customers is yet another issue that the owners of the hospitality business have to tackle with. The reputation of the industry depends a lot on the level of privacy that is offered to the guests (Haley, 2005). Some of the banks have taken steps to counter the menace of credit card frauds. One of the immediate steps that they have taken is to ensure a call to customers if there is any ambiguous purchase (Parmar, n.d., p. 1). References Bhatla, P. Prabhu, V. Dua, A. (2003). Understanding credit card frauds. Retrieved from http://www.popcenter.org/problems/credit_card_fraud/PDFs/Bhatla.pdf CBS News. (2009). Waiters arrested in $3M credit card fraud. Retrieved from http://www.cbsnews.com/2100-201_162-2713680.html Delamaire, L. Abdou, H. Pointon, J. (2009). Credit card fraud and detection techniques: A review. Banks and Bank Systems, 4(2), 57-68. Economy Watch. (2010). Credit card fraud. Retrieved from http://www.economywatch.com/credit-card/fraud.html Federal Trade Commission. (2012). Protecting against credit card fraud. Retrieved from http://www.consumer.ftc.gov/articles/0216-protecting-against-credit-card-fraud Goldman, P. (n.d.). Credit card fraud: The threat to hotels and restaurants everywhere. Retrieved from http://hotelexecutive.com/business_review/172/credit-card-fraud-the-threat-to-hotels-and-restaurants-everywhere Haley, M. (2005). The privacy dilemma. Retrieved from http://www.hospitalityupgrade.com/_files/File_Articles/HUSum05_APrivacyPrimer_Haley.pdf Haley, M. Connolly, D. (2008). The payment card industry compliance process for lodging establishments. Retrieved from http://www.ahla.com/uploadedFiles/AHLA/Members_Only/Property _and_Corporate/Property_-_Publications/PCI%20Compliance%20Technology%20Primer.pdf Merchant Express. (2012). U. S. Credit card fraud stats lead world. Retrieved from http://www.merchantexpress.com/blog/u-s-credit-card-fraud-stats-lead-world# Nab. (n.d.). Credit card fraud protection: How to protect your business and your customers. Retrieved from http://www.nab.com.au/wps/wcm/connect/377557804b9d6b779fcfdff1eeeae8e9/Credit_Crad_Fraud_Brochure.pdf?MOD=AJPERESCACHEID=377557804b9d6b779fcfdff1eeeae8e9 Parmar, B. (2013). Banks take steps to make credit card payments more safe. Retrieved from http://www.thehindubusinessline.com/industry-and-economy/banking/banks-take-steps-to-make-credit-card-payments-more-safe/article4466130.ece Protecting the credit privacy of your clients. (n.d.). Retrieved from http://www.calodging.com/images/uploads/pdfs/Privacy_Protection_Wiggins.pdf The Data Dilemma. (2013). Retrieved from http://www2.qsrmagazine.com/articles/tools/114/creditcard-1.phtml Trieber, J. (n.d.). Where the rumors and myths end, and the facts begin. Retrieved from http://www.hftp.org/Content/PCI/HFTPPCISeries.pdf Westpac. (n.d.). Merchant business solutions. Retrieved from http://www.westpac.com.au/docs/pdf/bb/Merchant_Fraud_Brochure_V2_1.pdf This case study on The Credit Card Fraud Cases in the Hospitality Industry was written and submitted by user Elisabeth Bruce to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Canadas forestry fishing and farming industries essays

Canadas forestry fishing and farming industries essays Canada is the second largest country in the world after Russia, and relies heavily on the main three primary resources. The fishing industry is one of the primary industries in Canada, which is concentrated on both the East and West Coast of Canada. The farming industry is also a primary industry, which is concentrated primarily in the Prairie Provinces. Lastly, forestry is a major industry in provinces like New Brunswick. In order for Canada to have a strong economic future in these three primary resources, conservation of the resources must take place. The fishing industry is one of the primary industries in Canada, which is concentrated on the East and the West Coast of Canada. Fishing is a major economic industry for the Atlantic and Pacific provinces of Canada. Unfortunately there is a depletion of codfish on the East Coast of Canada and there is a depletion of salmon on the West Coast of Canada. There are various solutions that can take place to conserve the fish. In order for Canada to prosper economically conservation of the fishes must take place. Fishing is a major economic industry for the Atlantic and Pacific provinces of Canada. The main reason why fishing is a major industry is because of the plankton thrive that exists in both the East and West Coast. In 1996 the landed value of the fish harvest was $240 million and provided jobs for over 13, 000 harvesting workers and 10, 000 fish processing workers in Newfoundland (www.greenpeace.org). On the West Coast the total landed value of commercially caught salmon was between 1991 and 1994 which averaged over $200 million annually, accounting for around half of the landed value of the entire commercial fleet in British Columbia (www.bcsalmon.ca). The fish-processing sector employs over 8,000 individuals during peak periods and generates a wholesale value for salmon roughly double the landed value (www.bcsalmon.ca). Many small isolated communities depend upon the fishe...

Universal Human Rights essays

Universal Human Rights essays When there is a cycle of violence going on, it is hard for a person leave because everyone becomes accustom to a certain way of living. This is because human beings are creatures of habit and are scared of change because it is a part of the unknown. However, there has to be a point people has to face the reality that the unhealthy environment cannot continue. Human rights are rights that all human beings are entitled to, merely by virtue of being human. Such human rights do not have to be earned, nor are they dependent on any particular social status. Human rights include both civil/political and economic/social/cultural rights; they also now include "third generation" rights such as the right to self-determination and development (Universal Human Rights). From there, Christians have taken a political stand for the gross human rights abuse for women and children who have been abused. Christians fight for the gross human rights because women and children are being abused or killed daily. They believe Islamic countries and well as others can follow human rights so that people are treated fairly and can be safe. The government of Sudan remained a gross human rights abuser, while rebel groups committed their share of violations. In the seemingly endless seventeen-year civil war, the government stepped up its brutal expulsions of southern villagers from the oil production areas and trumpeted its resolve to use the oil income for more weapons. Under the leadership of President (Lt. Gen.) Omar El Bashir, the government intensified its bombing of civilian targets in the war, denied relief food to needy civilians, and abused children's rights, particularly through its military and logistical support for the Ugandan rebel Lord's Resistance Army (LRA), which held an estimated 6,000 Ugandan children captive on government-controlled Sudanese territory. As for the Sudan People's Liberation Movement ...

Creating Added Value for the Customer Essay Example | Topics and Well Written Essays - 2750 words

Creating Added Value for the Customer - Essay Example However the industry was at its nascent stage until the 1980s. Currently the video game console market is dominated by 3 main players – Sony, Nintendo and Microsoft. According to recent data, the gaming market peaked in the year 2008 with a net sales of $21.23 billion (hardware sales $7.81 billion and software sales $10.96 billion). The market is mainly dominated by software sales which comprises of 62% of the total expenditure. 1.2 Your Brand Info/Data Sony Computer Entertainment America (SCEA) was founded in the year 1994 as a division of Sony Computer Entertainment Inc. PlayStation was launched by the in USA in 1995. It was a huge success with more than a million sales volumes in just 6 months. In November 2000, PlayStation 2 was introduced. And in August 2002, the company launched new network adapter that allowed online gaming. Next the company launched PlayStation Portable (PSP) 1.3 The Consumer/Customer, structures, guide, intro The target customers are hardcore and casu al gamers around the globe. Also the latest model targets movie buffs and PSP particularly targets teenagers. PlayStation has been upgraded from 1 to 3 and skimming price has been practised, thus targeting early adopters. PlayStation 2 is the part of Sony PlayStation series and is a sixth generation video game console launched in the year 2000. By 2011 the sales volume crossed 150 million mark. The software is distributed on CD-ROM and DVD-ROM, supports online multiplayer gaming with a Linux based operating system. 1.4 Competition Data/Info Sony PlayStation has two direct competitors- Nintendo and Microsoft. Nintendo is in the gaming console business for last 20 years and Microsoft for last 10 years. Till 2010, the lifetime... The paper presents the video game console as part of the video game industry, which is again part of the consumer electronics industry. The video game console industry was born in 1972 with Odyssey produced by Magnavox. However the industry was at its nascent stage until the 1980s. Currently the video game console market is dominated by 3 main players – Sony, Nintendo and Microsoft. According to recent data, the gaming market peaked in the year 2008 with a net sales of $21.23 billion (hardware sales $7.81 billion and software sales $10.96 billion). The market is mainly dominated by software sales which comprises of 62% of the total expenditure. The target customers are hardcore and casual gamers around the globe. Also the latest model targets movie buffs and PSP particularly targets teenagers. PlayStation has been upgraded from 1 to 3 and skimming price has been practised, thus targeting early adopters. PlayStation 2 is the part of Sony PlayStation series and is a sixth genera tion video game console launched in the year 2000. By 2011 the sales volume crossed 150 million mark. The software is distributed on CD-ROM and DVD-ROM, supports online multiplayer gaming with a Linux based operating system. Sony’s â€Å"It only does everything† tag line in the PlayStation ads was a hit with its teen customer base. A study has found that teens on an average utilise only 49% of their time playing games in PS3, whereas it is 62% and 69% for Xbox 360 and Wii.

Introduction to e-commerce Essay Example | Topics and Well Written Essays - 250 words - 1

Introduction to e-commerce - Essay Example In addition, it exceeded the expectations of today’s technology, and enabled the communication industry to integrate their functionality. However, in today’s highly modernized communication world, WAP has some limitations to its functionality. Visible limitations include 1) the pace by which the wireless application protocol is transferred from wireless networks to handheld devices 2) Undeniably, high updating cost of WAP device and WAP content 3) inability of handheld devices using the application to transfer large and bulk amount of data 4) high monetary value of application (Landers, 2002). Moreover, specific engineering of WAP supports only handheld devices in a modern wireless environment. Its limitations make it unreliable to optimize WAP features and the benefits of the application. â€Å"Low bandwidth, high network latency, slow data processing, limited memory, and different obstacles make the application process slow in wireless devices† (Landers, 2002). By pooling abovementioned limitations, one could easily understand that WAP is not user friendly for hand held devices. Therefore, it is necessary to design a substitute suite of technologies that will provide functionality comparable to standard technologies. In addition, the potential of WAP to revolutionize the practice awaits exploration until or unless the technology associated with the WAP receives alteration (Stallings,

Evaluating Compliance Strategies Essay Example for Free

Evaluating Compliance Strategies Essay The compliance process is very important in medical billing and coding. After a patient is seen, physicians document the patients visit. Medical administrators then post the medical codes of the visit in the practice management program (PMP) and prepare the claim. It is important to prepare claims correctly in order to stay in compliance. A correct claim connects a billed service to a diagnosis. The diagnosis has to relate to the billed service to treat the patients ailment. The connection is referred to as code linkage. It is important to correctly link procedures and diagnosis because if they arent correctly link the payer will reject the claim and will not pay for the services which then makes the patient responsible for payment. To be in compliance, medical insurance specialists need to know each payers billing rules stated in each insurance policy. These are subject to change and updated frequently so medical insurance specialists also use payer bulletins, websites, and maintain communication with payer representatives to make sure they are staying in compliance. Medicare also has its own set of rules and regulations. The Medicare National correct coding initiative (CCI) controls improper coding. CCI edits are used by computers to check claims for errors that would lead to improper payment of services. The CCI prevents two procedures from being billed that could not have been performed together. Private payers also have code edits similar to the CCI. Compliance errors sometimes occur. Submitting an improper claim may just be a simple mistake such as a typo, or sometimes it may be a deliberate act of fraud. Other common errors that are sometimes made are truncated coding, incorrect gender or age of the patient, assumption coding, altering documentation, coding without proper documentation, reporting services provided by unlicensed providers, and coding a unilateral service twice instead of choosing the bilateral code. For these reasons there are several billing and coding compliance strategies that have been put in place. One compliance strategy used by healthcare professionals is to carefully define bundled code and know global periods. A medical insurance specialist needs to be clear on what individual procedures are contained in bundled codes and what the global periods are for surgical procedures. Another strategy is to benchmark the practices E/M codes with national average. By comparing the practice reports with national averages, upcoding is able to be monitored. Another strategy is to use modifiers appropriately, and be clear on professional courtesy and discounts to uninsured and low income patients. The strategy that I find the most useful and am in support of is to maintain compliant job reference aids and documentation templates. Job reference aids are a form of a cheat sheet that lists procedures and CPT codes that are most often used by each individual practice. I think that the only way this strategy can be improved is to make sure that the job reference aids are updated frequently when new services are added to the practice, and when codes change or new ones are added. This can be accomplished by keeping track of when codes are updated or changed. There are many implications of incorrect medical coding. An improper claim will get rejected or denied by the payer. When this happens the physician will need to either file an appeal, or correct the issue. If the error can be corrected the claim can be resubmitted, however this is still unfortunate because the process will take longer than if it had been done right in the first place. When coding errors are made due to fraudulent attempts, the person who prepared the claim will lose their job and face legal action. Also, sometimes the physician in charge of the practice will be liable and possibly sued, because he/she is responsible for their employees and their actions. Medical coding, physician, and payer fees are all related to the compliance process. Any services performed by a physician will need to be correctly coded so that they can be paid for. Medical coding must be done properly in order to stay in compliance. Physicians must be honest and provide proper documentation of any and all services performed in order for an insurance company to accept a claim and pay for the services that were performed. As long as everyone works as a team, and works in honesty, it is easy to stay in compliance. And by using the strategies I have outlined, compliance is not difficult to follow.

China Essay -- Chinese Economy Market Essays

China   Ã‚  Ã‚  Ã‚  Ã‚  The history of China is embeded with revolution and tension dating back to the feudal periods and the " first unified Chinese empire under Qi Shi Huang Di in 221 B.C. " The Confucianism ideology entrenched in the minds of the Chinese people with its conservative base and the need to achieve harmony in society has yet to be reached and most likely, never will. The proletariat is at the heart of the Marxist-Maoist approach to politics and the basic way of life for the Chinese masses considering that "...roughly 85% of the population is based in peasantry..." While Marxism, as implemented by the Chinese Communist Party (CCP) and Nationalism have historically hindered the people of China; a growing need to conform to capitilism is plainly obvious if there will ever be success in the global market.   Ã‚  Ã‚  Ã‚  Ã‚  The Marxist theory is based on a classless society where the proletariat or working class is given the opportunity to exist on an equal social level with the remainder of the people while given a form of leadership of its own for the first time. The dictatorship of the proletariat in communist China called the " peoples democratic dictatorship " is considered by the Chinese Communist Party to be truly democratic, since it is the dictatorship of the vast majority, the ‘ people' over a tiny minority of reactionaries. The Chinese Communist Party formed in 1921 is founded upon strict Marxist beliefs that coincide with ideas expressed in the Communist Manifesto.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  " The CCP has, as it's mission the creation   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  of a stateless classless society. Because the   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  dictatorship of the proletariat must be led by the party of the proletariat, the CCP by virtue   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  of being the vanguard of the working class, and   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  because of its knowledge of Marxism-Leninism   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  and its organizatioal capacities, is best able to understand and realize the interests of all people." The Communist Manifesto described the " conquest of political power by the proletariat " as the objective of the Communist. " The fundamentals of the CCP were originally based on extreme ‘leftist' views that centered around the proletariat. The party would virtually work for the victory of socialism in China while at the same time, looking to dismiss capitalism.   Ã‚  Ã‚  Ã‚  Ã‚  Mao Zedong, one of the fou... ...ve all presently or over time worked against China flourishing into the new world of capitalism and free enterprise. In order for China to succeed and reach the ‘harmony' its Confucian ideology promises, Marxism, nationalism and sinocentrism must all be abandoned in the attempt to reach a democratic, capitalist lifestyle and business practice. Works Cited: Hay, Morris, Lin, and Yao. Economic Reform and State owned Enterprises in China ,1979-87 Clarenden Press: Oxford. 1994 Infeld, Al. China as a Model of Development Orbis Books: New York. 1976 Kraus, Willy. Economic Development and Social Change in the Peoples Republic of China Springer-Verlag: New York, Heidelberg and Berlin. 1990 Leonhard, Wolfgang. The Three Faces of Marxixm Holt, Rinehart and Winston: New York, Chicago and San Fransisco. 1974 Ogden, Dr. Suzanne. China (Sixth ed.) Dushkin Publishing Group/Brown and Benchmark Publishers: Connecticut. 1995 Waller, Derek J. The Government and Politics of Communist China Anchor Books: Garden City, New York. 1991 World Press Review - Understanding China March, 1996. M. Zuckerman. U.S. News and World Report - China's New Reality. March 15, 1995.

Computerization of the World Essay

The computer is great invention, which can be used in many fields such as mechanical, electronics, robotics etc., Hence, usage of computers in modern society is increasing significant. This invention may cause change in our life style and it has been saving our time, also it has been a common device in our homes now. Computer technology and it’s implementations are updating very fast. In the near future, in banking sector going to become a fully computerized network, which may be used any where in the world. Therefore, customers can access their accounts anywhere in the world, and they may have the ability to make any kind of transactions. Furthermore, due to the huge development of software engineering, image processing techniques may be applied for the security purposes. Hence, your personal accounts such as bank, e-mail, etc., can’t be accessed with out you or your finger print. Computer base examinations are introduced now in many international and local authorities. Additionally, in the education sector, some universities are used to handle the examinations in paper base, but now they implementing their course in computer base online courses, so students do not need to come every day to universities for their studies. Mainly computer systems are being used for store the information such as patient records, customer records, students records, reports etc. These saved records are being used for various purposes such as report generating, research purposes etc. Hence, we don’t have any other device other than the computer for these activities. But, some other ways also available for our work, but they need to spend long time for end of the process. Also, in near future it might be increased the number of unemployment percentage, because job holders places are replaced by the computers. At sum up, computer is important equipment for our lives and it included advantages such as fast, accuracy, clear etc., and dis-advantages such as increase of unemployment number, it may cause to some diseases. Hence, we have to amendments of constitution of computer use, then we can get the better output from the computers for our future prosperity.

Plastic Bags Should Be Banned Essay

Plastic bags are one of the most dangerous substances to our environment. It seems silly that plastic bags could do so much harm. You never would have guessed, right? Well, believe it or not, these bags contribute to environmental issues in several ways. For one, plastic bags litter the environment. Forests, rivers, lakes, and oceans are littered all over the world. Wind carries these bags everywhere. We are destroying our own planet and most people don’t even realize the harmful effects of these bags. They also overfill landfills, taking up room that can be used by other trash. Americans use over 380 billion plastic bags a year. For two, these bags kill our wildlife. They kill not only marine animals, but also animals on land. Many species are already becoming endangered as it is. These bags are adding to the death toll of animals, and it could increase their chances of being endangered, or even extinct. About one million mammals and sea birds die per year due to ingesting plastic bags. They are mistaken as food. The animals die a slow and painful death, usually by choking. 100,000 marine mammals die per year by eating these plastic bags. Lastly, these bags are made out of a substance that is called polyethylene. Polyethylene is a type of petroleum. Petroleum is a major source of our energy, such as heating, electricity, lighting, etc. About four to five trillion plastic bags are manufactured each year. We’re wasting all of this petroleum on plastic bags when it could be used for more important things, like automobile gas. The sad thing is, out of 100 trillion plastic bags, only 1% are recycled. It takes 1,000 years for plastic bags to break down, making them non-biodegradable. Burning these bags will not help either; it will only make things worse. When these bags are burned, it releases toxic fumes into the soil and the air. You may be asking, â€Å"What can I do to help?† Try switching to paper bags instead of plastic ones when you go grocery shopping. Paper bags are much better for the environment, and can be recycled more easily. If you are an animal lover, these actions that you could be taking would be saving animals around the world. Surprisingly, plastic bags have been one of the most lethal inventions of mankind. They have a major negative impact on humanity, animals, and our environment. We only have one world to live in, so more precautions should be enforced in taking care of it.

F1 Formula in Singapore Essay Example

F1 Formula in Singapore Essay Example F1 Formula in Singapore Essay F1 Formula in Singapore Essay Essay Topic: Everything Is Illuminated The largest sporting event in Singapore, Formula 1 Singapore Grand Prix, and official name called the Formula 1 Singtel Singapore Grand Prix. It was announced that the telecommunications company Singtel would sponsor the event in November 2007. After signing a five-year deal, it will be set the first ever night race Singapore’s Marina Bay street circuit and also be Asias first F1 street race in 2008. In one of the sports most striking settings, the street circuit snakes through the shimmering skyscrapers along the harbour side of the wealthy Asian financial hub.In other words, the timing of night event means it can be broadcast at a convenient time for European TV audiences. The track also will be illuminated by projectors which match the shape of the course. F1 has put Singapore on the world map, and it continues to put country on the world map year after year. Formula 1 has given the country many benefits. According to the figure from Singapore Tourism Board (STB), this event attracting some 150,000 international visitors over the last four years and injecting about S$600 million into the local economy, must also continue to remain steady.Furthermore, it has been watched by more than 360 million TV viewers in Singapore race. Singapore Grand Prix agreed that Singapore will continue to host the Formula 1 night race for the next five years till 2017, and cut overall costs of organising the Singapore Grand Prix (SGP) event by 15 to 20 per cent. A study has shown that Singapore is likely to reap greater economic spin-offs in tourism and investment from Formula One (F1) the next five years. Objectives- First, formula 1 can act as an annual engine to drive tourists to Singapore.According to the study showed that the race attracted more than 150,000 international visitors over the last four years and about $140 to $150 million in incremental tourism receipts each year. In addition this event promoted Singapore in terms of its investment opportunities, key industries, innovations, people, culture and international objectives. Target Publics- However, Singapore Government and Singapore GP play their role as an organisation’s top management and as technicians who produce and disseminate messages in multiple media channels in this PR campaign.It is not just the releasing of information after a decision has been made, also involves counseling and solve the problem at high levels. The role of foreign viewers of the event on media is target audiences to give feedback to the organisation and as free advertising’ to introduce Singapore to others. Plan of Action- Problem: Singapore will continue to host the F1 Grand Prix till 2017. It wants attract more tourists and foreign investors for the next five years. Objective: 1. Singapore Government must have to look hard to cut overall costs of organising the event by 15 to 20 per cent for future races. . Singapore Government to assure that more will be done to address traffic congestions and complaints from businesses that have been hit by the road closures around the Marina Bay Street Circuit. 3. Singapore Government needs take into account to attract more tourists and foreign investors. F1 bring the net economic benefit to the country. Target Audiences: 1. Tourists 2. Foreign investors Strategies: 1. Leisure and Entertainment Government must work with local business to attract tourist coming to Singapore during the F1 race, such as hotels, restaurants, spas, shopping centre and so on.There can also be F1-IR twin worldwide promotions, selling family packages that include Marina Bay Sands rooms, Universal Studios admissions. In fact, some people don’t come to the watch the race, just to party. Outside of the F1 event, Singapore also must offer plenty of cultural and leisure pursuits such as Marina Bay Sands, Resorts World Sentosa, casino, Garden by the bay, Night Safari, Singapore Art Museum’s program for September, Universal Studio, shopping at Orchard road and Singapore Flyer etc. For example: a.F1 Grand Prix in September, Shell and Cold Storage have launched a marketing initiative whereby customers who spend S$30 at Cold Storage will receive a free S$2 Shell fuel voucher. b. Singapore hotel with great views are running out fast for F1 Singapore. That has Great special offer and discounts in most of the hotels near Marina Bay and central district area in Singapore. Early bird promotion! 2. Advertising As is well known advertising is a good way to present and promote the most persuasive possible selling message to the world for Singapore Formula 1 event.Advertising is information placed in the media. There are two types of media that is traditional media and new media. Government can use those two types of media to advertising and promoting a positive image of the event such as radio, TV, cinema, newspapers, magazines, outdoor ads, posters, internet- website, social media – Facebook, Twitter etc. 3. Operation efficiency of the traffic system in the area Government must taking into account to address the road closure and a lot of accidents caused by the reduced visibility of the road block otherwise it will cause inconvenience to the tourists.It takes hours to get into town and clogs up everything in Singapore. The lost dollars in productivity is more costly than the little financial benefit that the race brings, which is primarily to the richest tier in Singapore. 4. Heighten security measures and monitor air and sound pollution Singapore must provide a safe and clean place for whose coming to here during the race. The Security Systems division in Singapore offers a complete range of security and communication solutions including CCTV, building integration system, intruder detection, public address, fire alarm and voice evacuation etc.Government also need to try their best to monitor the sound and air polluting caused by the event. Tactics: 1. Social Media- it is still a reasonably good ad medium for certain type of advertising. Use it a mechanism to highlight your ad via upload the image. Put the Formula 1 Singtel Singapore Grand Prix’ is a right choice of headline to grab attention to the public. And it will get another 135 character to describe and entice in the body of the ad. 2. Mass media- Each year, concerts by leading artists entertain ticket-holders between races.These concerts have become just as much a part of the Singapore F1 experience as the races themselves, and for many they’re even the main highlight. 3. Magazine- Magazine advertising is one of the most powerful marketing tools available. No matter what event date is fast approaching, magazines know that the focal point lies now in brands and services that will give consumers a reason to attain these depending on what lies ahead. However, magazine advertisements is the fact that ads can look realistic and can jump out at readers, because of their glossy detailing and show of colors that calls for attention.The publishing industry offers a diverse selection of magazines to appeal to young readers and more mature readers with various concerns and interests. By advertising in magazines, we should write an article to introduce Singapore and Formula 1 event. Time magazine is the worlds largest circulation weekly news magazine with a readership of twenty-five million. Budget: Singapore is said to pay an annual fee of about US$40million fee is expected just for hosting and TV broadcast rights. In a new five-year deal that will last until 2017 and cut overall costs of organising the event by 15 to 20 per cent.Launch the Campaign: Singapore Government appoints a public relations company to assist with the promotion of Formula One. Improving F1? s image is certainly a priority, F1 is not nearly as good as other sports including motor racing. In fact, F1 is perceived to be environmentally unfriendly, wasteful, boring and stratospherically expensive. PR certainly could have had a role to play in provide by reason of qualifications, experience and training, advice to a business and if invited, implement measures to solve PR issues by working with the organisation. Monitor the progress:Generally, government can start published all advertising 1 month before Formula 1 sport car event. Singapore environment agency and the race promoter to assess and manage the impact of sound pollution from the F1 race, and to put in place pollution control measures to prevent any accident spillage of oil from the pit area and the race circuit into the Marina reservoir. Evaluate: After launch the PR campaign, organizations should hold the meeting called a progress meeting’ and the minutes may be called a progress report’. Ideally, these meeting should be held monthly.Government must gain the stakeholders support, working with stakeholder to mitigate possible negative commercial impact and build up goodwill for future collaborations in major event. A separate BCG survey said 70 per cent to 90 per cent of business owners and top management of mid-sized companies had improved perceptions of Singapore due to F1. Five per cent to 10 per cent of them are now keen to invest and do business here. Formula 1 sports car racing was the biggest whole-of- government project ever, and the amount cross-agency work was enormous.Led by the STB, many agencies including the Land Transport Authority, Singapore police force, Singapore sports council and the people’s association lent their support to make race a success. Conclusion a. Some retailers in the vicinity have long complained of the dip in shopper traffic during the race due to road closures, causing transport difficulties and a loss of trade for certain shopkeepers. A street-circuit race would also require roads to be closed for almost a week downtown. It would take six weeks to set up the race and three weeks thereafter to dismantle, meaning more traffic disruptions. 1.With a series of road closures in the Marina Centre and City hall area happening during F1 event, government should communication and work with transport agency to add train trips on its MRT lines and extended train and bus service timings. Train and bus schedules have also been adjusted so that passengers taking the last train service from the city will be able to connect to other MRT and LRT lines. The transport provider has also reduced waiting time with trains on the east and west-bound lines arriving every four minutes while those on the north and south-bound lines will arrive at approximately every three minutes.This will happen from 9. 15pm on all three race days. 2. As well as Public Relations includes two-way communication. Along with dissemination of information, it is equally important to gain feedback from the audiences. However, political leader will is needed to convince the people that F1, despite the short-term inconveniences, has long-term benefits such as more jobs and creating a city with more buzz to make it to the big league. 3. The circuit infrastructure, such as concrete barriers and fences has to be hastily installed, and equally hastily dismantled, to minimise inconvenience to citizens and businesses. . A US$40million fee is expected just for hosting and TV broadcast rights. Singapore hosting F1 is not without costs. That is critical for the Government to cut overall costs of organising the event by 15 to 20 per cent for future races. According to the press that amount of money brought in about $160 million in tourist dollars highlighted at the start of the thread is too little given the cost. By use of advertising campaign, we can choice and use of media to achieve maximum results at minimum cost will make the advertising cost-effective.Nowadays, Internet is very common in the world. Government can use social media, new advertising strategy which is Facebook, twitter and blog etc for low cost in order to promote F1 to the world. For example, Facebook may be suitable for building on your fan pages and it able put like us’ button right in the ad, People don’t even have to visit your page also can get latest news and information in their own wall’. In addition, government also can send e newsletter to the public through email.

Using the Spanish Word Claro

Using the Spanish Word Claro Other than sà ­, the word for yes, claro is the word most commonly used in Spanish for expressing agreement, either with something someone has said or with a statement expressed earlier by the speaker. As an intensifier, claro can be translated in a variety of ways, depending on the context. Common translations include of course, evidently, obviously and yes. In such usages claro usually functions as a sentence adverb or an interjection. Claro also has uses as an adjective and noun. Claro as an Adverb or Interjection When expressing the idea of obviousness or certainty, claro frequently is followed by que. However, it can also be used in other ways as shown in the examples . Note that as an adverb or interjection, claro always takes the form of claro; there is no change for gender. Claro que esto no es bueno. (Clearly this isnt good.)Claro que no todo es un lecho de rosas. (Obviously not everything is a bed of roses.)Sà ­, claro, quiero saber dà ³nde ests, cà ³mo ests. (Yes, of course, I want to know where you are, how you are.)-  ¿Me reconoces? -  ¡Claro que sà ­! (Do you recognize me? Of course!) ¡Claro que no puedes! (Of course you cant!)Claro que tienes pruebas. (Surely you have proof.) ¡Claro que no! (Of course not!) ¿Salimos?  ¡Claro! (Are we leaving? Sure!)Sabemos lo que sabemos, claro. (We know what we know, evidently.)Nunca lo creà ­, pero ahora lo veo claro. (I never believed it, but now I see it clearly.) Claro as an Adjective As an adjective, claro varies in form with number and gender. It has a variety of meanings including light in color, clear, evident, weak or thin (in the sense of being watered down), and frank. Either Est claro que or Es claro que can be used as the equivalent of It is clear that. The former tends to be more common in Spain, the latter in Latin America. El cristalino es la parte clara del ojo que ayuda a enfocar la luz. (The lens is the clear part of the eye that helps focus light.)Muchas personas prefieren las explicaciones ms claras. (Many people prefer the simplest explanations.)Est claro que vamos a sufrir. (It is obvious we are going to suffer.)No es claro que pueda sortear este problema sin ayuda. (It is not clear that she can navigate this problem without help.)La pulpa de esta fruta es verde claro y muy dulce. (This fruits pulp is light green and very sweet.)Quiero comprender, pero no es clara la oracià ³n. (I want to understand it, but the sentence isnt clear.)La solucià ³n filtrada adquiere consistencia de jarabe claro con pelà ­cula viscosa en la superficie. (The filtered solution acquires the consistency of clear  syrup with a thick film on the surface.)La actriz es muy clara sobre su vida amorosa. (The actress is very frank about her love life.) Claro as a Noun Un claro is a clearing (as in a forest) or some other kind of empty space. Los fotos muestran un claro en la jungla con rboles ennegrecidos por el fuego. (The photos show a clearing in the jungle with trees blackened by the fire.)Se abrià ³ un claro entre las nubes. (A break in the clouds opened up.)Hay un claro en la pared para las ventanas. (There is an opening in the wall for the windows.) Moonlight is claro de luna. El claro de luna era nuestra mejor compaà ±Ãƒ ­a. (The moonlight was our best company.)

Construction of bridges Essay Example | Topics and Well Written Essays - 750 words

Construction of bridges - Essay Example In 1932, the government commissioned the construction of Sydney Bridge. Interestingly, during the construction of the bridge, engineers used steel made up of 6 million hand driven rivets. Also, the bridge has huge hinges to absorb expansion due to the hot Australia sun. In terms of size, Sydney Bridge boasts as one of the largest bridges in the world measuring 1149 meters in length. Its arch spans 503 meters wide and 134 meters above the sea level.Amazingly, the bridge has eight vehicle lanes, a sizable footway, and a series of train lane. Due to many features, engineers used a great deal of materials to meet the design requirements. For example, contractors utilized around 95000 tons of concrete, 52,800 tons of steel, and 58.8 meters of long hangers. In the modern days, most Australians use the bridge to link them between the city and other northern towns. One of the benefits associated with the bridge include the reduction of long distance travel and transportation via the ferry.Du e to its massive size, the bridge needed a huge workforce to undertake the construction. Hence, the bridge needed the service of specialized personnel such as engineers to design different parts, surveyors to do the access the site, and craftsmen among others. Unfortunately, the size of the bridge posed some health threats to workers. Health specialists did not implement health and safety standards such as the handling of red hot rivets. As a result, fifteen workers lost their lives during the construction process .

Logistics db Essay Example | Topics and Well Written Essays - 500 words

Logistics db - Essay Example The recent increase in demand of Going Inc planes is evident that, Going Inc has so far differentiated its products to meet their target customers' needs and preferences. Therefore, the main thrust of operational strategy should be on how to reduce production cost and improve company's response to change in market demand. Going Inc. sources its raw materials entirely from U.S markets. Though the company ensure that it gets its raw materials at the lowest possible price, expansion of the raw material sources to include other countries or more conveniently decision to make small parts instead of buying from vendors would automatically lead to even lower cost and better quality. This will involve the realignment of supply chain of the company. According to Heizer and Render (2005), supply chain management is the integration of the activities that procure materials and services, transform them into intermediate goods and final products, and deliver them to customers. In order for the Going Inc. to manage its supply chain effectively, it has to improve the speed and flexibility for its manufacturing framework. Currently, the company is relatively slow in its production speed; only fifteen planes per month. To make the matter worse, the production is riddled with scrupulous customization that takes a lot of time and gives very little room for design flexibility. Going Inc.

The Sense of National Belongingness Essay Example | Topics and Well Written Essays - 750 words

The Sense of National Belongingness - Essay Example This paper briefly explores the sense of nationalism or national belongings. Language is an important entity in creating national belongingness. Mother tongue binds people and creates a feeling of nationalism among them. For example, America is a country in which many people from different parts of the world staying together. It is quiet possible that people from different countries like, Venezuela, India, Qatar or Greece may work together in an office in America. Even though all of them may have good command over English, if two Indians or Venezuelans meet each other in their office, they will use their mother tongue for communication purpose because of their love towards their mother country. Moreover, nobody can communicate in any other language as effectively as through their mother tongue. Language is an important entity which helps us to identify people. For example, it is difficult to identify two French people if they communicate in English language. On the other hand, if they use French language, we can identify them as French people. Same way, we c an identify Arab people only when they speak Arabic language, Indian people only when they speak Hindi language and Chinese people only when they speak Chinese language. Thus language is a medium which expresses the culture and identity of a person. National language can bind people together. For example, in Indonesia, there are more than 720 local languages at different parts. But the national language of Indonesia is only one which is Bahasa Indonesia. In India there are more than 28 states. Most of the states have different local languages like, Malayalam, Tamil, Telugu, Kannada etc. But Hindi is the national language of Indi which bind them together. Language reflects the perspectives, expressions, characteristics, and intricacies of the people. For instance, in ancient Greek there are many different words for love, which depend on the level of love and to who is being conveyed. Only the

A drama in play format Essay Example for Free

A drama in play format Essay Gerald is not a member of the Birling family but he is still caught in their web of sin. He found Eva in a bar where he was hoping to pick up a mistress; he found her in the clutches of Alderman Megarty. Alderman was harassing Eva. When Gerald, like her knight in shining armour, made Alderman go away, they started to talk and became friends and eventually lovers. This all happened during the time that Sheila and Gerald were lovers. This is the largest part of the immoral act committed by Gerald, which was in fact not against Eva but against Shelia. Eventually he decided that their relationship had to end so he gave her some money and they went their separate ways. It is my belief that for a time Gerald and Eva were in love, as when it sinks in that she is dead he says, page 35: Sorry I well, Ive suddenly realised taken it in properly that shes dead. Gerald was the only member of the group to show some love and compassion to Eva. Later, Gerald appears to be indifferent to the death of Eva especially after the inspector has left and he believes it was all a hoax. Indifference is also shown to the fact that he sinned. Mrs Birling denied Eva benefits from a charity of which she was the chairman. This was for several reasons, but the main one was the fact that Eva fabricated a name when it was her turn to be interviewed by the charitys committee. Her name of choice was Mrs Birling, this was because it was Eric who had made her pregnant, and the real Mrs Birling obviously did not know this fact, and seemed to think that Eva was personally insulting her. Eva therefore received no benefits. This was a highly immoral act, as the members of the committee are not meant to be prejudiced towards any appeal. Mrs Birling thought that what she did was acceptable because Eva had lied. However, it was in fact not a lie as it was Erics child, also a Mr Birling, and he did propose to marry her but she had refused, as she knew it would not work. Eric was in a bar one night and he got talking to Eva, he also got drunk. He then walked Eva home and forced himself upon her, page 52: Well, I was in that state when a chap easily turns nasty. After she told him she was pregnant he began to steal money from his fathers business to help her. This was the only unintentional act of cruelty to happen to Eva, as all the others were purposeful acts of cruelty. He was not cruel to her but still he brought her suffering. He was another member of the group actually affected by the events. As he seems to have been changed for the better by the death of Eva. The Inspectors name is Goole. Pronounced the same as the ghost, or ghoul. This makes me think that he is a ghost or a spectre of some kind, sent to the Birling family to show them the errors of their ways. A lot like the ghosts of Christmas Past, Present and Future from Charles Dickens A Christmas Carol. He appears to know about Evas death before it has even happened: perhaps he has some kind of sixth sense. He says towards the end of the third act, page 54: And my trouble is that I havent much time. Is this because he knows the real police will soon call the house to ask their questions? We know in retrospect that at this point there is no dead body at the mortuary, because Gerald Croft rings the mortuary to ascertain this soon after Goole has left. I do not believe that Inspector Goole is a real police inspector. His mannerisms are unlike those of a real police officer, although he does refuse a drink at the beginning, page 11: No thank you, Mr Birling. Im on duty. I think he says this because he is acting the role of a policeman. He becomes too emotionally involved in the situation; a real policeman would keep the questioning on an official level. For example, he says to Mr Birling, page 46: Dont stammer and yammer at me again, man. Im losing all patience with you people. This story is told as a drama in play format. The end of each of the three acts, including the final one, is completed with a moment of suspense. The audience is left anticipating the next act, wondering what will happen. The audience also become emotionally attached to the characters and want to know whether Sheila and Gerald will remain engaged, they want to know what the Birlings will do with Eric, and will there be a public scandal? They are drawn in to the rights and wrongs of the characters actions, and they pass judgement upon Gerald and Erics behaviour, Mrs Birlings snobbery, Mr Birlings self righteousness. The audience listens to the moral of the story, that we are individuals in a society, who should look after each other, and not be merely out for what we can get. The final few words of the play are unexpected. We have had the feeling that the Inspector is not all he seems, but now that the real police (presumably) have telephoned, things become clearer. I wanted to see a continuation of the play, with real events, real police, and see how much the characters changed when faced with the information again. No doubt Sheila and Eric would approach the situation differently, they seem to have learned a lesson from events. On page 70, Sheila says: Everything we said had happened really had happened. If it didnt end tragically, then thats lucky for us. But it might have done. and on page 71: Youre pretending everythings just as it was before. She and Eric have moved on from their original viewpoints, and this gives us hope for the future, it is to be hoped that they would not behave so badly again in their future relationships with people. Unfortunately, we are unable to know the real ending.

Essay on the Women of Young Goodman Brown, The Birthmark, and Rappaccin

The Women of Young Goodman Brown, The Birthmark, and Rappaccini’s Daughter  Ã‚   In his short stories, "Young Goodman Brown," "The Birthmark," and "Rappaccinià ¢s Daughter," Nathaniel Hawthorne uses his female characters to illustrate the folly of demanding perfection in the flawed world of humanity. Although Hawthorneà ¢s women appear to have dangerous aspects, they are true of heart, and thus, they cannot be fully possessed by the corrupt men who seek to control them. Hawthorne endows each of his heroines with both light and dark elements. Although each one is inherently pure, none of these women are entirely free from the accusations leveled by the men in their lives. In "Young Goodman Brown," Hawthorne presents Faith as the ideal new bride. Trusting and childlike, she begs her husband not to leave her home alone. He admonishes her for doubting him. There is no reason to conclude that Faith has anything but perfect trust in Goodman Brown. Any such idea that he may have is merely a projection of his own feelings of guilt and shame (Colacurcio 390). Hawthorne never describes Faith in anything other than tender and glowing terms. She is all that Goodman Brown could hope for in a wife. He himself refers to her as "a blessed angel on earth" (Hawthorne, "Young" 65). However, Hawthorne allows both Goodman Brown and his readers to develop feelings of doubt about Mrs. Brown, introducing a darker aspect to her character. He casually, yet obviously, drops F aithà ¢s pink hair ribbons into the story. The color pink seems to suggest that Faith is occupying some middle ground between white, which is "completely pure," and red, which is "brazenly sinful" (McFarland 37). The pink ribbon mysteriously appears deep in the forest, where Goodman Br... ...eà ¢s Tales. Ed. James McIntosh. New York: W. W. Norton and Company, 1987. 186-209. Hawthorne, Nathaniel. "Young Goodman Brown." Nathaniel Hawthorneà ¢s Tales. Ed. James McIntosh. New York: W. W. Norton and Company, 1987. 65-75. Heilman, Robert B. "Hwathorneà ¢s ÃŽThe Birthmarkà ¢: Science as Religion." Nathaniel Hawthorneà ¢s Tales. Ed. James McIntosh. New York: W. W. Norton and Company, 1987. 421-427. McFarland, Melissa Pennell. A Nathaniel Hawthorne Encyclopedia. New York: Greenwood Press, 1991. Mitchell, Thomas R. "Rappaccini's Garden and Emerson's Concord Translating the Voice of Margaret Fuller." Hawthorne and Women: Engendering and Expanding the Hawthorne Tradition. Ed. John L. Idol. Amherst: University of Massachusetts Press, 1999. 75-91. Tharpe, Jac. Nathaniel Hawthorne: Identity and Knowledge. Carbondale: Southern Illinois University Press, 1967.

Mcq International Payments

1. In the case of a â€Å"sight draft† A. the draft acceptance is after the shipment of goods B. the draft is presented to the buyer for acceptance when the shipment has been made C. the risk for the importer consists in the disposal of the unpaid goods D. the goods are available to the buyer before payment 2. It is not a bank draft A. promissory note B. checks C. money orders D. bill of exchange E. documentary collections 3. B/E represents: A. unconditional order in writing to pay a specified amount of money to a specified person or to the bearer, upon presentation of the bill at a specified future date B. n order given to the bank in order to pay a specific amount to a person from the company current account against the presented bill C. an order given by a person to its bank in order to pay a specific amount directly in the beneficiary’s account D. a written promise to pay a determinate sum of money made between two parties 4. This is not a benefit for the importer w hen he use a payment based on the letter of credit: A. reliance on issuing bank’s credit rather than buyer’s B. documentary evidence that the ordered goods have been shipped on time C. payment deferred until goods are shipped and documents presented D. ssurance that necessary clearance documents will be provided 5. A clean L/C means that: A. the L/C can not be revoked without the specific permission of all parties involved, including the exporter B. the L/C is issued by a bank and confirmed by another, obligating both banks to honor drafts drawn in compliance C. the place where the payment is realized by the exporter bank D. the documents are presented without other additional documents or notifications 6. In the case of open account payment A. the goods available to buyers before payment B. the risk belongs to the importerC. the goods are shipped to a buyer with a strong guarantee of payment D. the goods are available to buyers after payment 7. â€Å"Consignment† means that: A. the exporter retains actual title to the goods that are shipped to the importer B. an order given to a bank in order to pay a specific amount to a person from the company current account C. the goods will not be shipped until the buyer has paid the seller D. the goods are shipped to a buyer without guarantee of payment 8. The chief advantage in case of advance payment is: A. no credit extension required B. apital tied up until sales; must establish distributor’s creditworthiness need political risk insurance in some countries; increased risk from currency controls C. if customer does not or cannot accept goods, goods remain at port of entry and no payment is due D. lowers customer resistance by allowing extended payment after receipt of goods 9. The difference between a P-note and B/E consists on: A. the amount of money is well determined B. the maker of a P-note to personally pay the payee rather than ordering a third party to do so C. the P-note is more se cure than a B/E D. he issuer of a P-note is the exporter 10. The highest risk is in case of: A. sight draft B. time draft C. cash in advance D. revocable L/C E. open account 11. International payments A. require common payment procedures B. are always guaranteed by a different bank C. are less risky D. are more complex than local payments 12. Open account payments mean that: A. the exporter retains actual title to the goods that are shipped to the importer B. the goods will not be shipped until the buyer has paid the seller C. the goods are shipped to a buyer without guarantee of payment D. n order given to a bank in order to pay a specific amount to a person from the company current account 13. In the case of a letter of credit this is not an advantage for the exporter A. Reliance on issuing bank’s credit rather than buyer’s B. Payment protection C. Rapid, local source of repayment, if payable at a local bank D. Payment deferred until goods are shipped and documents p resented (use of funds) 14. â€Å"Check† means that A. the exporter retains actual title to the goods that are shipped to the importer B. the goods are shipped to a buyer without guarantee of payment C. n order given to a bank in order to pay a specific amount to a person from the company current account D. the goods will not be shipped until the buyer has paid the seller 15. This is not a problem when we pay using a letter of credit A. Stipulations concerning freight cost are unacceptable B. Price is insufficient due to Interest Rate C. Unexpected quantity of product D. Description of product insufficient or too detailed E. Shipping schedule is not met 16. The Red-Clause Letter of Credit it is used when A. the exporter, as beneficiary, offers its credit as security in order to finance the opening of a second credit B. beneficiary has the right to instruct the paying bank to make credit available to one or more secondary beneficiaries C. the bank on whom the draft is drawn co mmits to pay the face amount at maturity by stamping â€Å"Accepted† across the draft D. in case of an advance payment in favor of an exporter 17. The lowest risk is in case of A. cash in advance B. open account C. sight draft D. revocable letter of credit E. time draft 18. In the case of Documents against Acceptance A. the bank issues a commitment for a stated time period to pay a beneficiary a stated amount of money B. he buyer may only receives the title and other documents after paying for the goods C. the buyer signs a time draft for payment at a later date D. the buyer may receive the title and other documents after signing a time draft promising to pay at a later date 19. In international payments are not used A. payment instruments B. non – cash payments C. cash payments D. balanced payments E. payment techniques 20. Stand-by Letter of Credit is used A. shipping schedule is not met B. stipulations concerning freight cost are unacceptable C. when the export pric e is insufficient due to FX rate changes D. nly if the importer didn’t fulfill it’s obligations E. only if the exporter didn’t fulfill it’s obligations 21. â€Å"Cash in advance† means that A. the goods will not be shipped until the buyer has paid the seller B. the exporter retains actual title to the goods that are shipped to the importer C. an order given to a bank in order to pay a specific amount to a person from the company current account D. the goods are shipped to a buyer without guarantee of payment 22. In the case of Documents against Payment A. the bank issues a commitment for a stated time period to pay a beneficiary a stated amount of money B. he buyer may receive the title and other documents after signing a time draft promising to pay at a later date C. the buyer may only receives the title and other documents after paying for the goods D. the buyer signs a time draft for payment at a later date 23. â€Å"Money order† represen ts A. is a written promise to pay a determinate sum of money made between two parties B. an order given to a bank in order to pay a specific amount to a person from the company current account C. an order given by a person to its bank in order to pay a specific amount directly in the beneficiary’s account D. nconditional order in writing to pay a specified amount of money to a specified person or to the bearer, upon presentation of the bill or at a specified future date 24. It is not a document required in case of a letter of credit A. Bills of Lading B. Income statement C. Commercial Invoice D. Packing List E. Certificate of Origin 25. In the case of a â€Å"time draft† A. the goods are available to the buyer after payment B. the draft is accepted by buyer in the delivery moment of goods C. the time of payment is after the maturity of draft D. the draft acceptance is after the shipment of goods